Head of Credit(Ecobank)-Job vacancies in Uganda

Job Title: Head of Credit
Organisation: Ecobank
Job location: Kampala, Uganda
Reports to: Managing Director
Job Ref: EB/HC/2013-4
Deadline: 3rd January 2014
About Ecobank:
Ecobank is the leading Pan-African bank with operations in 35 countries across the continent, more than any other bank in the world. Ecobank operates as "One Bank" with common branding, standards, policies, processes to provide a consistent and reliable service across its unique network of 1,251 branches, 1,981 ATMs, and 5249 POS machines servicing over 10 million customers.

Job Summary:
The Head of Credit will guide and mentor the Credit Risk Management Unit and oversee management of risks inherent in the credit process, loan documentation and portfolio management.

Key Duties and Responsibilities:

•     The job holder will be responsible for the management of Credit appraisal system
•     Implementation of new & effective dimensions on portfolio risk management.
•     Ensuring continued maintenance of a quality portfolio in line with bank standards.
•     Optimise effectiveness and utilization of KASTLE in credit application processing.
•     Periodically review Sectoral ceilings, discretionary authorities, portfolio measures including industry limits, tenor limits, risk rating, NPLs, risk acceptance criteria etc.
•     Responsible for the formulation and constant review of the bank's Credit policy.
•     Provide on-going relevant training to all bank staff involved in lending business.
•     Identification and management of substandard and non-performing assets portfolio.

Key Performance Indicators:

•     Employee satisfaction, retention and development.
•     Credit Risk analysis and approval standards or benchmarks.
•     Productivity or resource utilisation standards
•     Expense management goals & Non-performing loans
•     Audit Ratings
•     Nonperforming loan targets
•     Remedial management standards

Qualifications, Skills & Experience:

•     The applicant should possess professional qualifications i.e. CPA, AC IB, AKIB, ACCA
•     He/ She should also hold a relevant University Degree in business related field
•     At least 5-7 Years in Credit Risk Management and general management.
•     Leadership skills and ability to nurture and sustain employee satisfaction
•     Performance management to optimise employee productivity
•     Organisation development to effectively structure the unit
•     Knowledge and experience in modern credit Risk Management
•     Inter personal skills to effectively communicate and manage customers
•     Technical skills to effectively perform or guide performance
•     Good working knowledge of lending products

How to Apply:
All suitably qualified and interested candidates with a desire to work with Africa’s leading pan-african bank should submit their application letters, and updated CVS which should include three professional referees and E-mail them to:  recruitmentug@ecobank.com.